Know your burn.
Own your future.
Flint tracks your recurring income and expenses, shows how close you are to financial independence, and gives you a private on-device AI to ask the hard questions — no cloud, no subscription, no data leaving your phone.
Every number that matters
for financial independence
Your burn rate
Rent, subscriptions, groceries — every recurring expense normalized to a monthly rate so you can compare apples to apples. Tag discretionary spend separately to see your lean-FI number vs. full coverage.
Your income streams
Paychecks, side hustles, dividends — anything coming in on a cadence. Mark each stream as active or passive with a single toggle. See your total monthly inflow at a glance.
FI coverage arc
A single arc fills as your income covers your burn. Set your target multiple — 1× for break-even, 1.5× for the common FI buffer, 25× for full FIRE — and watch it fill over time.
Cashflow calendar
See every payment and deposit projected across the month. Spot coverage gaps before payday, not after. Filter by income or burn, discretionary or essential.
Ask anything about
your finances
The Advisor is a local AI that runs entirely on your phone — no account, no API key, no data sent anywhere. Download a 1–7B model once and it knows your exact numbers: burn rate, income coverage, upcoming cashflow. Ask it anything.
- "How many months until my income covers my burn?"
- "Which subscription costs me the most per year?"
- "What's my lean-FI number if I cut dining out?"
- "Am I closer to FI than I was six months ago?"
Your money data stays on your phone
Flint has no backend. There are no accounts, no sync, no analytics that see your numbers. Your financial data is stored in an encrypted database that never leaves the device. The AI runs locally too — every inference is computed on-device, entirely offline.
Flint for iPhone
An iOS version is in the works. Leave your email and we'll notify you the moment it launches — no spam, one email.